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Smile Health Spa LI | Financial Options in Massapequa





898 North Broadway | Massapequa, NY 11758 |(516) 798-5858 |

Financial Options

Fees & Payments

Our primary goal is to deliver the best quality dental care with superior service at the lowest fees possible. In order to assist you with the investment in your dental well being, we offer several payment options and we accept major credit cards for your convenience.


Prepayment Courtesy

A prepayment courtesy 5% discount is subtracted from total treatment cost if the treatment is paid for in full at the first treatment visit. ($500 or more)

NOTE: This discount applies only to the patient portion, not to the amount paid for by the insurance.


6 or 12 Months, Zero Interest Financing

With loan approval from Citi Health Card, Smile Health Spa LI will pay YOUR INTEREST for one year. The payment is computed by dividing the total amount of the fee by 6 or 12, and payment is due on a monthly basis.

NOTE: This option is available only if the total fee is $300 or over.

Pay As You Go

You may choose to pay your obligation for each visit, at the visit. We accept check, cash, Visa and Master Card.

We will do everthing we can to help you afford the treatment you need and want. For patients who require major work, a complete payment plan is designed with appropriate payment schedule.



We accept dental insurance and union programs. We will be more than happy to submit and process all  insurance claims for you, to  help you recover maximum benefits available under your policy, and estimate your deductible and your co-payment amount.



We Inform Before We Perform!

Massapequa Dentist | Financial Options. Naum Grafman is a Massapequa Dentist.